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Soon, we will be introducing a new credit card rewards program you're sure to love!
As we prepare for the transition, we have had to "pause" the current program.  We apologize for any inconvenience this may cause.
Don't worry, you won't lose your current points balance!
The points total you had as of June 30, 2019 will transfer to the new program.
Stay tuned for more information about the new program coming soon!

Loan Rates

The base rates listed below are current as of 01/29/2019 and are subject to change without notice.

Additional discounts may apply. Contact the credit union for full details.

All loans are subject to credit approval.  Rates may vary depending on credit score.


3.74% APR


Recreational Vehicles/Lawn & Farm Equipment

5.25% APR


Share & Certificate Secured

3.50% APR  above current dividend rate


Home Equity

6.00% APR


Personal Loan

8.75% APR


Visa Credit Cards

7.90%  APR Platinum or Secured

9.90% APR Classic



Relationship Banking Discounts (excluding Visa and Home Equity):

0.50% off above rates for 3 services

0.75% off above rates for 4 services



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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.

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This site provides information about and access to financial services offered by Georgia Power Northwest Federal Credit Union. Georgia Power Northwest Federal Credit Union does not provide, endorse, nor guarantee and is not liable for third party products, services, educational tools, or other information available through this site. For more information, read additional important disclosures.

 © 2019 Georgia Power Northwest Federal Credit Union