ACCOUNT FEES [Subject to Change Without Notice]

• REGULAR SHARE ACCOUNTS
        Transaction fee: First 3 per month free, additional $1.00 each
        Member Fee: $5.00

• SHARE DRAFTS :
      Service Charge: $ 3.00 per month, no charge with direct deposit
       Check Copies $ 3.00 each
       Stop Payments $15.00 each
       NSF/Overdraft Fee: $25.00 each
       Statement Copies: $ 1.00 per page
       Automatic Overdraft Transfer Fee: $3.00

•  ATM:
      Card order no charge
        Card replacement: $10.00
        Pin replacement: $5.00
        No transaction fees from Share Draft Accounts
       Transaction fees from Share Savings Accounts -First 3 free
           additional $1.00 each per month.

•  TRAVELER’S CHECKS:
      $1.00 Per $100.00 PURCHASED - No charge with share draft accounts

•  SAFE DEPOSIT BOXES: (Annual Fee)
       3 x 5 $20.00 3 x 10 $30.00 5 x 10 $40.00 10x 10 $60.00

• MISCELLANEOUS FEES:
        Outgoing Wire Transfer Fee: $15.00
        Bad Address: $2.00 per month until corrected
        Cashier’s Checks: $1.00 each
        Incoming Collection Item: $25.00 each

• CHECK CASHING FEE:
       $3.00 For any member not using their account for savings or loans.