Account Services

Direct Deposit

Direct deposit allows you to deposit any recurring check such as payroll, social security, or pension payments, directly into one or more of your accounts. With direct deposit, your money is in your account sooner, your check is safer, you save a trip to the credit union, and if it is being deposited into a checking account, you won't be charged a monthly fee.

Payroll Deduction

With payroll deduction, your loan payments and savings deposits are made automatically from your paycheck.

Just ask your payroll department or the credit union if these options are available at your place of employment.

24-Hour Account Access

Stay in touch with the credit union 24 hours a day, 7 days a week with CALL 24. You can do a balance inquiry, transfer money, make loan payments, and more with this convenient phone service.

If you have never used CALL 24, contact the credit union first to have your access enabled.

CALL 24 can be reached at (706) 291-8637 or toll-free at (888) 340-3535.

Internet Banking

Manage your credit union accounts anytime of the day or night with internet banking. You can view your account balances, recent transactions, view check images, make transfers or loan payments, pay bills, and much more. If you have never used internet banking, contact the credit union first to have your access enabled.


Stop waiting for your statement to arrive in the mail and view it anytime online. It's free, safe, easy, and environmentally friendly! You must be enrolled in internet banking to sign up for e-statements.

Online Bill Pay

Paying your bills doesn’t have to be a hassle. Our free online bill pay allows you to pay any type of bill, even individuals, without stamps, checks, or envelopes. Here are some of the highlights of this convenient service:

  • Secure

  • Helps you organize payments

  • Allows you to set up recurring payments, or pay each bill manually

  • No limits on the number of bills you can pay

You must be enrolled in internet banking and have an active Share Draft (Checking) Account to sign-up for online bill pay.

Mobile Apps

With our app, your credit union is in the palm of your hand. Enjoy the same great benefits of internet banking, only on-the-go.

In order to take advantage of our mobile banking app, you must be a current user of internet banking. If you are not already enrolled in internet banking, please contact the credit union. Once enrolled, you must log in for the first time on a computer BEFORE using the mobile banking app.

Text Alerts / Mobile Banking

Through internet banking, you can also sign up to receive text alerts. For example when your checking account reaches a certain balance. You can also enroll in mobile banking which allows you to retrieve account information via text message, or even correspond with the credit union.

VISA® Gift Cards

We have gift cards for all occasions from $10.00 - $1,000.00, for a small $4.00 fee.

Safe Deposit Boxes

We offer safe deposit boxes with low annual fees in the following sizes: 3x5, 3x10, 5x10, and 10x10.

Drive-Up Window Service

The drive-up windows at both Rome and Carrollton stay open late on Fridays for your convenience.

Night Depository

Night drops are available at both Rome and Carrollton so that you can easily make deposits when our branches are closed.

Share Draft Courtesy Pay

Unforeseen circumstances or miscalculating your account balance can cause you to overdraw your account, but don't worry, we've got you covered. Courtesy Pay is our standard overdraft service. We'll pay items on your behalf, up to $250.00 (including applicable NSF fees). This benefit is automatic to all members in good standing with the credit union. Courtesy Pay covers checks, ACH items, and bill pay transactions. It keeps you from facing additional charges from the merchant, not to mention the embarrassment of a declined transaction.

Notary Service

Each branch has a notary public available, and the service is absolutely free to members.

Coin Machine

We have coin machines inside both the Rome and Carrollton offices for your convenience. There's a 9.00% service charge to convert your coins into cash or deposit the funds into your account.

Wire Transfers

Members can transfer funds from their credit union account to an account with another financial institution, or wire funds to another person, for a small fee. For more information on sending a wire, please contact us.

To wire funds into your account at Georgia Power Northwest Federal Credit Union, please give the sending financial institution the following information:

  • To: Catalyst Corporate Federal Credit Union, Plano, TX ABA # 311990511

  • For further credit to: Georgia Power Northwest Federal Credit Union, ABA # 261172573

  • For final credit to: (member’s name and account number or member number and suffix)

Please note, the above instructions are to be used for wire transfers only, and cannot be used for ACH payments, direct deposit, or other forms of electronic payments.