Auto Loans

If you need a loan on wheels, our competitive auto loan rates and quick approvals will get you on the road fast. Whether you need a loan for a new or used car or truck, call or stop by the credit union first to get pre-approved. We offer a variety of terms to keep your payment low.


Already bought a new car but didn’t take advantage of our great rates and flexible terms? No worries! Refinance with us today. We may be able to save you hundreds, or even thousands of dollars in interest. Some restrictions and exclusions apply.

Also, ask about our Guaranteed Auto Protection (GAP) insurance, Auto Deductible Reimbursement, and Vehicle Service Contracts.

RV / Tractor Loans

We finance all kinds of motor vehicles: 2 wheels, 4 wheels, no wheels – whatever your heart desires. We have competitive rates and terms for:

  • Campers

  • Motor Homes

  • Motorcycles

  • ATVs

  • Boats

  • Farm Tractors

  • Lawn Tractors/Riding Mowers

Real Estate Loans

Through our partner Credit Union Financial Services (CUFS), you can get a first mortgage loan at a fixed rate for 15 or 30 years. Closing costs are kept to a minimum. For information or to apply for a mortgage, please visit the CUFS website or contact the credit union for further details.

Student Loans

The credit union has partnered with Sallie Mae© to offer the Smart Option Student Loan. For more information or to apply, please visit the Sallie Mae website.

Personal Loans

At Georgia Power Northwest Federal Credit Union, we offer a wide variety of loan products. With a personal loan, you can borrow the funds you need for unexpected medical bills, a family vacation, home or auto repairs, pretty much anything you need from $500.00 to $15,000.00, with approved credit and just your signature. Rates and terms vary - exclusions apply.

Credit Card

Compare our low fixed-rate VISA® to the other credit cards you carry - we think you'll find that ours offers substantial savings. Our card offers the following benefits:

  • As low as 7.90% APR on purchases and cash advances

  • No annual fee

  • A 25-day grace period on purchases, which allows you to pay off your balance without any finance charges

  • No transaction fee on cash advances (interest accrues from the day of the advance)

  • Earn PowerPoints (1 point for every $1.00 you spend) and earn rewards you can use for great products and travel discounts