Account Services

Direct deposit allows you to deposit any recurring check such as payroll, social security, or pension payments, directly into one or more of your accounts. With direct deposit, your money is in your account sooner, your check is safer, and you save a trip to the credit union.

Plus, with direct deposit into your GP Federal Credit Union account, you can get paid up to two days earlier! All accounts are automatically eligible - no sign up needed and no fee!

Note: We may make funds from an incoming electronic ACH direct deposit available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payor's payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening.

Eligible deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible.

With payroll deduction, your loan payments and savings deposits are made automatically from your paycheck.

Just ask your payroll department or the credit union if these options are available at your place of employment.

Stay in touch with the credit union 24 hours a day, 7 days a week with CALL 24. You can do a balance inquiry, transfer money, make loan payments, and more with this convenient phone service.

If you have never used CALL 24, contact the credit union first to have your access enabled.

CALL 24 can be reached at (706) 291-8637 or toll-free at (888) 340-3535.

Manage your credit union accounts anytime of the day or night with internet banking. You can view your account balances, recent transactions, view check images, make transfers or loan payments, pay bills, and much more. If you have never used internet banking, contact the credit union first to have your access enabled.

Stop waiting for your statement to arrive in the mail and view it anytime online. It's free, safe, easy, and environmentally friendly! Plus, you’ll avoid a paper statement fee by enrolling in e-statements. Note: You must be enrolled in internet banking to view your e-statements.

Paying your bills doesn’t have to be a hassle. Our free online bill pay allows you to pay any type of bill, even individuals, without stamps, checks, or envelopes. Here are some of the highlights of this convenient service:

• Secure

• Helps you organize payments

• Allows you to set up recurring payments, or pay each bill manually

You must be enrolled in internet banking and have an active Share Draft (Checking) Account to sign-up for online bill pay.

With our app, your credit union is in the palm of your hand. Enjoy the same great benefits of internet banking, only on-the-go.

In order to take advantage of our mobile banking app, you must be a current user of internet banking. If you are not already enrolled in internet banking, please contact the credit union. Once enrolled, you must log in for the first time on a computer BEFORE using the mobile banking app.

Through internet banking, you can also sign up to receive alerts; for example, when your checking account reaches a certain balance.

You can also enroll your debit or credit card in VISA® Purchase Alerts so that you receive an email or text message whenever your card is used.

We offer safe deposit boxes with low annual fees in the following sizes: 3x5, 3x10, 5x10, and 10x10.

Many transactions that can be done inside can be done at the drive-up window. Need to cash a check, make a deposit or withdrawal? The drive-up windows at both Rome and Carrollton are a quick, convenient, and safe way to conduct your transactions.

After-Hours Depository (“night drops”) are available at both Rome and Carrollton so that you can easily make deposits when our branches are closed. In most cases, deposits will be credited to your account on the next business morning before 9AM.

Unforeseen circumstances or miscalculating your account balance can cause you to overdraw your share draft account, but don't worry, we've got you covered.

For members that enroll in our Courtesy Pay overdraft service, we'll pay items on your behalf, up to $500.00 (including applicable fees). Courtesy Pay can cover checks, ACH items, debit card transactions, and bill pay transactions. It keeps you from facing additional charges from the merchant, not to mention the embarrassment of a declined transaction. Certain terms and restrictions apply.

Members may also enroll in standard overdraft protection, which links your share draft account to either a savings or credit card account. There is a small fee if a transfer from your savings or credit card account occurs due to insufficient funds in your share draft account.

No matter which option you choose, you don’t pay any fee unless the service is utilized.

Each branch has a notary public available, and the service is absolutely free to members.

We have coin machines inside both the Rome and Carrollton offices for your convenience. There's a small service charge to convert your coins into cash, or deposit the funds into your account for free.

Members can transfer funds from their credit union account to an account with another financial institution, or wire funds to another person, for a small fee. For more information on sending a wire, please contact us.

To wire funds into your account at GP Federal Credit Union, please give the sending financial institution the following information:

• To: Catalyst Corporate Federal Credit Union, Plano, TX ABA # 311990511

• For further credit to: GP Federal Credit Union, ABA # 261172573

• For final credit to: (member’s name and account number or member number and suffix)

Note: The above instructions are to be used for wire transfers only, and cannot be used for ACH payments, direct deposit, or other forms of electronic payments. A fee will be applied to all incoming wires.